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Prevention & screening

Who Should Get the Pneumonia Vaccine — and Which One?

All adults 65 and older should receive a pneumococcal (pneumonia) vaccine. Younger adults with chronic conditions — including diabetes, chronic lung disease, heart disease, or impaired immunity — and people who smoke are also recommended to get vaccinated [1]. Which vaccine you need (PCV15, PCV20, or PPSV23) depends on your age and vaccination history [2].

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Why is pneumococcal disease taken seriously?

Streptococcus pneumoniae — the bacterium the vaccine protects against — causes not only pneumonia but also bacterial meningitis, sepsis (bloodstream infection), and severe ear and sinus infections. Older adults and people with weakened immune systems or certain chronic conditions face a higher risk of serious complications and death from these infections 1. The vaccines significantly reduce that risk, which is why vaccination is especially important for people at highest risk.

Who is recommended to get the pneumococcal vaccine?

Adults 65 and older. All adults in this age group are recommended to receive a pneumococcal vaccine. Current ACIP guidance recommends either one dose of PCV20 alone, or one dose of PCV15 followed by a dose of PPSV23 12. If you received an older vaccine (such as PCV13 or PPSV23) before age 65, your clinician will determine whether an additional dose is needed based on what you received and when 2.

Adults under 65 with elevated risk. Several groups of younger adults are also recommended to vaccinate because their risk of serious disease is elevated:

  • Chronic conditions: diabetes, chronic heart disease, chronic lung disease (including COPD), chronic liver disease, or chronic kidney disease
  • People who smoke cigarettes 1
  • Immune-compromising conditions: HIV, certain cancers, or immunosuppressive medications
  • People without a functioning spleen (such as those who have had a splenectomy or have sickle cell disease) — this group is at very high risk of severe pneumococcal infection 1
  • Residents of nursing homes or long-term care facilities
  • People with cerebrospinal fluid (CSF) leaks or cochlear implants

If any of these apply to you and you are under 65, ask your clinician whether you should be vaccinated now 12.

Children. Pneumococcal vaccines are part of the routine childhood schedule, with a series beginning in early infancy 3. Questions about a child's schedule are best directed to a pediatrician.

Which pneumococcal vaccine do I need — PCV15, PCV20, or PPSV23?

This is where a conversation with your clinician or pharmacist matters. The pneumococcal vaccine landscape currently includes PCV15, PCV20, and PPSV23 — each covering a different number of bacterial strains. The recommendation on which one to use, and how many doses, depends on your age, underlying health conditions, and what you have previously received 12.

  • Someone who has already received PCV20 likely needs nothing more.
  • Someone who received only PPSV23 may still benefit from a conjugate vaccine.
  • Someone who has never received any pneumococcal vaccine has multiple recommended paths.

Guidance in this area has evolved as newer vaccines have become available, and it may continue to change. Always confirm with your clinician or pharmacist what is currently indicated for you 2.

How does smoking affect my risk and vaccine eligibility?

Smoking damages the lungs' natural defenses against respiratory infections, increasing susceptibility to pneumococcal disease. Smokers under 65 are included in the groups recommended for vaccination 1. Quitting smoking also meaningfully reduces risk over time, and your clinician can connect you with evidence-based cessation support.

Common questions

I am 66 and already got a pneumonia shot years ago — do I need another one?

It depends on which vaccine you received and when. If you received only PPSV23 or the older PCV13 before age 65, you may still benefit from PCV20 [2]. Bring your vaccination records to your next appointment and ask your clinician to review what, if anything, you still need.

Is the pneumonia vaccine covered by insurance?

Most ACA-compliant plans cover recommended adult vaccines at no cost when administered in-network. Medicare Part B covers pneumococcal vaccination. Confirm with your plan before your visit.

Can I get the pneumonia vaccine at a pharmacy?

Yes, most pharmacies can administer pneumococcal vaccines. Make sure to bring your vaccination records so the pharmacist can determine which formulation is appropriate for you [2].

Does the pneumonia vaccine protect against all types of pneumonia?

No. The vaccine protects specifically against pneumonia and other serious infections caused by Streptococcus pneumoniae. Pneumonia can also be caused by viruses, other bacteria, and fungi — the pneumococcal vaccine does not protect against those [1].

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Nina Osei, NPNurse Practitioner

checkups, refills & skin. Gale can match you with a licensed clinician for a visit.

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Symptoms of serious pneumococcal infection — seek care immediately

  • Severe headache, stiff neck, and high fever — possible signs of bacterial meningitis
  • Sensitivity to light with fever and stiff neck
  • High fever with difficulty breathing or severe chest pain in someone with a respiratory illness
  • Confusion, rapid breathing, or low blood pressure with infection signs — possible sepsis

Sudden severe headache, stiff neck, high fever, confusion, or difficulty breathing can signal meningitis or serious pneumococcal infection. Call 911 or go to the nearest emergency department immediately.

This article describes general pneumococcal vaccine recommendations. It is not a personalized vaccine plan. Talk to a clinician or pharmacist who can review your vaccination history and health conditions to determine what is right for you.

References

  1. 1.Kobayashi M, Pilishvili T, Farrar JL, et al. (2023). Pneumococcal Vaccine for Adults Aged ≥19 Years: Recommendations of the Advisory Committee on Immunization Practices, United States, 2023. MMWR Recomm Rep. linkWho qualifies for pneumococcal vaccination including adults 65+, smokers, people without a spleen, and high-risk younger adults with chronic conditions; seriousness of pneumococcal disease including meningitis and sepsis
  2. 2.Kobayashi M, Farrar JL, Gierke R, Leidner AJ, Campos M, Tiwari TSP, Marlow M, Wodi AP, Patel M (2022). Use of 15-Valent Pneumococcal Conjugate Vaccine and 20-Valent Pneumococcal Conjugate Vaccine Among U.S. Adults: Updated Recommendations of the Advisory Committee on Immunization Practices — United States, 2022. MMWR Morb Mortal Wkly Rep. doi:10.15585/mmwr.mm7104a1Specific vaccine formulations (PCV15, PCV20, PPSV23) and which combination applies to adults by prior vaccination history and age; guidance for those with prior PCV13 or PPSV23
  3. 3.Issa AN, Wodi AP, Moser CA, Cineas S (2025). Advisory Committee on Immunization Practices Recommended Immunization Schedule for Children and Adolescents Aged 18 Years or Younger — United States, 2025. MMWR Morb Mortal Wkly Rep. doi:10.15585/mmwr.mm7402a2Pneumococcal vaccines are part of the routine childhood immunization schedule, with a series beginning in early infancy

3 sources, numbered by first appearance. General health information, not medical advice — synthetic demonstration content.