BEGIN:VCARD VERSION:3.0 FN:Joel Payne\, MD N:Payne;Joel;;;MD TITLE:Gynecology Physician TEL;TYPE=WORK,VOICE:+16019369190 URL:https://www.gale.care/providers/ms/flowood/joel-payne-md-1003959818 NOTE:NPI 1003959818. From the NPPES registry (CMS)\, file of 2026-06-08. No t affiliated with Gale. X-NPI:1003959818 END:VCARD